fiction

Chapter 3 - THE GOLDEN BOY’S MASK SLIPS

The office of Marcus Vance was located on the twenty-second floor of the Carillon Tower in downtown Charlotte.

It was eight-forty-five on Friday morning. Outside the floor-to-ceiling glass, the city was waking up slowly, traffic crawling along Trade and Tryon through slush and melting gray snow.

Marcus Vance had been my father’s attorney for twenty years. He was seventy-one, with hair the color of steel wool and spectacles that sat low on a nose that had been broken in college rugby. He had two thick legal pads on the mahogany table in front of him, both filled with dense, neat shorthand.

My father sat to my right, wearing his heavy flannel shirt and a navy windbreaker, his work-worn hands clasped tightly between his knees. He hadn't shaved. Gray stubble shadowed his jawline. He looked like an old tree that had survived a hurricane only to discover a colony of carpenter ants had eaten through the core.

Tessa sat beside him, silent, her fingers gripping the strap of her leather purse.

On the table between us lay three thick manila folders containing sixty-eight pages of bank statements, forged corporate filings, promissory notes, and signature comparisons.

"This isn't civil, Martin," Marcus said, looking up from the forensic analysis I had compiled. He pushed his glasses up onto his forehead. "This isn't a family dispute over an inheritance. This is five counts of federal wire fraud, three counts of identity theft, and at least two counts of aggravated bank fraud under Title 18, Section 1344."

Dad didn't blink. He just stared at the mahogany wood grain. "How much time is he looking at, Marcus?"

"If the U.S. Attorney’s Office takes it? Ten to fifteen years. Minimum," Marcus said plainly. "First National doesn't negotiate on forged collateral agreements. Once their risk management department realizes the secondary signatures were fraudulent, they have a mandatory reporting obligation to the FDIC and the Treasury Department. They can't sweep it under the rug even if Diane begs them to."

"What about Diane?" Dad asked, his voice raw. "She signed some of the papers. The ones Brandon put in front of her."

Marcus leaned back in his leather chair, the leather groaning under his weight. "That depends. If she claims she was defrauded, she has to testify against him. Under oath. She has to state on the record that her son forged her name and tricked her into signing documents under false pretenses. If she refuses to cooperate—if she tries to cover for him by claiming she authorized the signatures—she becomes an unindicted co-conspirator. They’ll seize her assets to satisfy the restitution order. Meadowbrook. The lake house. Her car. Every bank account with her Social Security number on it."

The door to the conference room opened.

Marcus’s paralegal, a young woman named Chloe, stood in the threshold, looking rattled.

"Mr. Vance?" she said, lowering her voice. "There’s a young man in the lobby. He says he’s Martin Morgan’s son. He’s... he’s demanding to be let in. He’s making a scene with the receptionist."

My stomach tightened into a knot.

Dad stood up immediately. "Tell him to leave, Marcus. I don't want to see him."

"No," a voice echoed down the short corridor from the reception area. "You’re going to see me, Dad."

Brandon pushed past Chloe before she could stop him.

He was wearing a tailored navy overcoat over a charcoal cashmere turtleneck, looking like an advertisement for an executive recruitment firm. His hair was slicked back with pomade, not a single strand out of place. On his left wrist, the gold Rolex Submariner caught the fluorescent light, gleaming with obnoxious perfection.

He walked into the conference room with that easy, athletic stride that had carried him through private high school, college fraternity presidencies, and country club luncheons.

He looked at Marcus Vance with a polite, condescending smile. "Marcus. Good to see you. Sorry about the commotion. The receptionist was being a little territorial."

Marcus didn't move. He didn't offer his hand. "Brandon. You’re trespassing on private firm property. If you don't turn around right now, I’m calling building security."

Brandon chuckled, waving a hand dismissively as he pulled out a leather chair at the far end of the table and sat down. He unbuttoned his coat, leaning back with his arms crossed.

"Let’s not be dramatic, Marcus. We’re all family here. Well, except you, but you’re on Dad’s payroll, so you’re close enough."

He turned his eyes to me.

There was no remorse in them. None. Just that narrow, calculating assessment he always used when evaluating an adversary in a business negotiation.

"Nice lip, Elise," he said quietly. "Mom felt awful about that, by the way. She was completely beside herself this morning. You shouldn't have baited her."

Tessa made a sharp, choking sound and started to stand up, but Dad put a heavy hand on her shoulder, holding her down.

"Brandon," Dad said, his voice terrifyingly quiet. "Get out."

"Dad, listen to me for two seconds," Brandon said, his tone shifting instantly into that smooth, earnest register he used whenever he needed an investor to wire five hundred thousand dollars. "We have a cash-flow timing issue. That’s all this is. The logistics industry took a thirty percent hit on freight rates across the board this quarter. I had three carriers default on their broker agreements. I had to bridge the gap."

"With Mom’s house?" Dad asked.

"The lake house was sitting there doing nothing!" Brandon shot back, his voice rising slightly, the first crack in the polished veneer. "It’s an illiquid asset! Real estate equity is meant to be leveraged, Dad! You worked forty years for a civil engineering salary and you think money is something you put in a mason jar under the porch! That’s not how the world works anymore!"

"You forged my signature, Brandon," I said.

The room dropped ten degrees.

Brandon’s eyes snapped to mine.

"You forged my name on the Morgan Heritage Trust charter," I said, leaning forward, resting my forearms on the table. "You used my name as a general guarantor on six hundred and twenty thousand dollars in unsecured credit lines from an outfit in New Jersey. And then you wired the funds to Bluefin Capital in the Caymans to cover margin calls on a forex brokerage account."

Brandon didn't blink, but the muscle in his left jaw gave a tiny, involuntary spasm.

"You’ve been digging through my corporate filings?" he sneered.

"I’m an auditor, Brandon," I said. "Did you really think you were smarter than a bank forensic examiner? Did you think because you bought an eight-thousand-dollar watch and leased an Audi you were a financial genius? You’re broke. You’re three million dollars in the hole, and by Monday afternoon, you’re going to be a felon."

Brandon stared at me for three long seconds.

Then, slowly, the charm slipped away.

It didn't fade; it fell off his face like wet paint peeling from a wall.

His lips thinned into a cruel, venomous line. His eyes narrowed until they looked like two pieces of chipped flint.

"You miserable, jealous little bitch," he whispered.

"Brandon!" Dad roared, slamming both hands down on the mahogany table so hard that Marcus’s coffee mug jumped in its saucer. "That is enough!"

Brandon didn't even look at Dad. His gaze stayed locked on me.

"You’ve been waiting for this your whole life, haven't you?" Brandon said, his voice dropping to a vicious, venomous purr. "You’ve hated me since the day I was born. Because Mom loved me. Because she looked at you and saw a plain, boring, uptight drone who couldn't keep a man if you paid him, and she looked at me and saw someone who was actually going to make the Morgan name mean something in this town!"

"Brandon, leave this office before I have you removed in handcuffs," Marcus Vance said, his hand reaching for the telephone on his desk.

Brandon stood up slowly, smoothing the front of his cashmere sweater.

He looked down at Dad. "If you don't call First National and tell them this was an authorized family transaction by five o'clock today, Dad, I’m taking Mom down with me. You understand that? She signed those papers. She gave me her power of attorney when she was in rehab. I have her signature on a dozen documents. If I go to prison, Mom goes to prison. You think her heart can take a federal penitentiary? You think she’ll survive sixty days in Alderson?"

He turned and looked at Tessa, who was trembling with quiet fury.

"Have fun paying Mom’s rent when they take Meadowbrook, Tess," Brandon said coldly.

He turned on his heel and walked out of the conference room. His heavy leather shoes clicked rhythmically against the marble floor of the reception area until the double doors swung shut behind him.

In the room, the silence was suffocating.

My father sat with his head in his hands, his shoulders shaking with silent, dry sobs.

Tessa reached across the table, grabbed my hand, and held it with a grip so tight her knuckles turned white.

"Marcus," I said, my voice entirely dead, cold, and clear.

The attorney looked at me over his glasses. "Yes, Elise?"

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"Don't wait until Monday," I said. "Call the U.S. Attorney’s Office right now."

---

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