fiction

Chapter 6 - The Manila Folder

Three weeks later, I sat across from Victoria Vance-Cole in her tenth-floor corner office overlooking the county courthouse square.

The room smelled of old leather and expensive parchment. Victoria didn't offer me coffee; she simply slid a thick, beige manila folder across the mahogany desk between us. The lower right corner of the folder was stamped with a red evidentiary seal.

“Your accountant friend at The Heirloom Hutch did us a massive favor by flagging those staging invoices, Linnea,” Victoria said, adjusting her wire-rimmed glasses as she opened the folder to the first document. “Arthur Pendelton’s business was used as a pass-through entity for shell-company vendor fees related to Oakwood Holdings’ recent property acquisitions. It’s a classic layering technique—hide the capital movement inside legitimate furniture consignment transactions so the bank auditors don't flag the personal trust account drawdown.”

She tapped a finger against a certified bank statement bearing my father’s shaky, unmistakable signature.

“Your mother’s trust was worth four hundred and eighty thousand dollars when she passed away,” Victoria continued, her voice steady and clinical. “Divided equally, each of your three children should have had roughly ninety-six thousand dollars held in escrow for their higher education. As of last Tuesday, the balance of that trust account is exactly twelve dollars and forty cents.”

The numbers hovered in the air between us like heavy, suffocating smoke.

Ninety-six thousand dollars per child. Nearly three hundred thousand dollars total—stolen, piece by piece, wire by wire, to pad the profit margins of a man who already owned three luxury car dealerships and a home with a private theater room.

“Can we freeze the accounts?” I asked. My voice sounded small, even to my own ears, but underneath the quiet was a sharp, unyielding edge of steel.

“We can do better than freeze them,” Victoria said, a slight, predatory smile touching the corners of her mouth. “We can file an emergency petition for an immediate injunction, charge your father with breach of fiduciary duty and criminal conversion, and name Richard and Marguerite Vance as co-conspirators in civil asset recovery. Because the funds were routed through commercial channels tied to their real estate business, we can slap a lis pendens lien on every single property they acquired using those funds—including their primary residence and the commercial lots downtown.”

She closed the manila folder with a sharp thwack that echoed in the quiet office.

“They didn’t just steal college funds, Linnea. They left a paper trail wide enough to land your father and your brother-in-law in a federal holding cell for financial fraud.”

I sat back in my chair, looking out the massive plate-glass window at the pigeons circling the courthouse dome.

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I thought about Faye’s worn-out sneakers. I thought about Della saving crackers in her school backpack because she was afraid dinner might run out. I thought about Beckett pushing his thumb through the hole in his pocket while his cousins ate prime rib forty feet away from the coat rack.

“Do it,” I said.

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