fiction

Chapter 4 - The Process Server's Knock

Brandon didn't remember how he left the Sterling Capital building.

He vaguely recalled being escorted out of the executive elevators by two stone-faced security guards, past the staring receptionist, and pushed through the revolving brass doors out onto the bustling sidewalk of Madison Avenue.

The midday sun beat down on him, but he felt freezing cold. His navy suit was drenched in cold sweat. He stood on the curb, his hands trembling so violently he could barely hold his smartphone.

*Claire is Sterling Capital.*

The sentence repeated in his head like a horrifying siren. The quiet girl who had clipped grocery coupons with him. The girl who had smiled when he bought her twenty-dollar bouquets of bodega flowers. The girl who had quietly endured his mother’s passive-aggressive insults at Sunday dinners for two straight years.

She was worth billions. And he had struck her across the face over a bucket of dirty underwear.

His phone buzzed in his palm. It was his mother.

He answered with a shaky breath. "Mom?"

"Brandon!" Diane’s shrill voice exploded through the receiver. "Where are you? Did they wire the money yet? You need to call your brother right now—he found a listing for an estate in Oyster Bay with a six-car garage! We need to put down an earnest money deposit before someone else takes it!"

A hollow, choking laugh escaped Brandon’s throat. "Mom... stop."

"What do you mean, stop? Did the wire hit or not?"

"There is no wire," Brandon croaked, sinking onto a concrete planter near the subway entrance. "There is no seven million dollars. BrightCore is finished."

Silence hung on the line for five agonizing seconds.

"What are you talking about?" Diane demanded, her tone shifting from excitement to sharp irritation. "Did that venture fund jerk you around? Who made that decision? I’ll go down there myself and speak to the manager! They can't treat my son like this!"

"Mom, shut up!" Brandon screamed into the phone, turning heads on the busy Manhattan street. "The Managing Partner... the owner of the fund... it's Claire."

"What?" Diane scoffed, letting out a mocking laugh. "Claire? That little secretary? Brandon, have you been drinking again? You're talking out of your head!"

"It’s not a joke, Mom!" he sobbed, the reality crashing down on him in waves of nausea. "Claire is Claire Sterling Morgan! She owns the whole damn building! She owns the firm! She knows Toby stole the money for gambling, she knows the software is stolen, and she just called in our two-million-dollar bridge loan! We owe two million dollars in forty-eight hours or the bank seizes BrightCore and liquidates everything!"

On the other end of the line, Diane dropped her coffee mug. The sound of ceramic shattering against the kitchen floor echoed clearly through the phone.

"No..." she whispered, her voice finally cracking with terror. "No, that’s... that’s impossible. She washed dishes at Thanksgiving! She helped me clear the table!"

"Because she was testing us, Mom! And you failed! You made her wash dad's underwear on our wedding night!" Brandon wailed, burying his face in his hands. "Why did you have to do that? Why couldn't you just leave her alone?"

"Don’t you dare blame me!" Diane shrieked defensively, panic turning her vicious. "You hit her, Brandon! You’re the one who laid hands on her!"

Before Brandon could scream back, a loud, thunderous pounding rattled through the speaker on Diane’s end.

*BANG. BANG. BANG.*

"Someone’s at the front door," Diane whispered, breathing heavily. "Is... is that her? Did she come back to apologize?"

"Mom, don't open—"

It was too late. Diane set the phone on the counter without hanging up. Brandon listened through the open line as heavy footsteps moved toward the front entryway.

The sound of the front door opening was followed immediately by a sharp, authoritative voice.

"Diane Whitaker?"

"Yes? Who are you?" Diane said, trying to regain her snooty composure. "What do you want?"

"My name is Agent Miller, licensed process server for the State of New York. You and Arthur Whitaker have been formally served with an expedited Notice of Default and Commercial Foreclosure on behalf of Sterling Real Estate Holdings. You have seventy-two hours to vacate the premises or face sheriff-enforced eviction."

"What?!" Diane’s shriek pierced Brandon’s ear. "This is our house! We've lived here for twenty-two years!"

"The secondary mortgage held against this property is in full default, ma'am. Furthermore—" the process server turned to a second man standing on the porch, "are you Toby Whitaker?"

"Yeah, what’s it to you?" Toby’s slurred voice came through the phone.

"You have been served with a federal subpoena for financial fraud and corporate embezzlement issued by the New York Southern District Court regarding the misappropriation of BrightCore corporate accounts. Have a nice day."

The door slammed shut.

Diane’s hysterical screams echoed through the phone like a dying animal. "Brandon! Brandon, they’re taking the house! Toby’s going to jail! What did she do to us?! What did that witch do to us?!"

Brandon hung up.

He sat on the concrete bench in the middle of Manhattan, surrounded by thousands of strangers, completely numb. He looked down at his phone and found Claire’s personal cell number. With trembling fingers, he hit dial.

It rang once. Twice. Three times.

To his absolute shock, the line clicked open.

"Claire?" Brandon gasped out, tears streaming freely down his face now. "Claire, please! My mother is having a breakdown! They’re taking our house! They served Toby with federal subpoenas! Please, I am begging you! I will do anything! I’ll get on my knees on live television! I’ll apologize to you in front of the whole world! Just call off the lawyers! Please don't ruin my family!"

A cool, steady silence answered him from the other end.

Then, Claire’s voice came through the speaker—clear, calm, and utterly devoid of pity.

"Brandon," she said softly. "Last night you told me to see how long I could last without you. You told me I would be crawling back within a week."

"I was wrong! I was stupid! I was drunk!"

"You lasted less than twelve hours," Claire continued smoothly. "And as for your family... a house built on cruelty, arrogance, and theft deserves to fall. Pack your bags, Brandon. Because tomorrow morning, the show really begins."

*Click.*

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The call disconnected.

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