Chapter 1 - The Nine-Minute Countdown

The silence inside my childhood bedroom felt heavy, broken only by the muffled bass of the celebration rumbling through the floorboards. Downstairs, they were still clinking glasses, drinking expensive champagne they couldn’t afford, and celebrating a union built on betrayal and theft.
Nine minutes.
That was how long it took for the digital dominos to fall.
My thumb hovered over the trackpad of my laptop. I didn’t rush. Rushing was what people did when they were panicked. I wasn't panicked; I was entirely, coldly clear-headed. For years, my role in the family had been designated long before I was born: I was the shock absorber. I was the responsible, quiet older brother who worked in tech, earned a stable salary, paid his taxes on time, and cleaned up the financial messes left behind by my mother’s impulsive spending and Jacob’s lazy entitlement. Whenever Mom bought a new car she couldn't afford or Jacob skipped out on rent, I was the one guilt-tripped into stepping in "just for a little while" to keep the peace.
Not this time.
My eyes scanned the screen. The first email had gone to the fraud department of the regional bank that had issued the seventeen-thousand-dollar personal loan. Attached to it was the forged application, a clean, high-resolution scan of my real signature from my tax returns, and a timestamped digital audit trail showing the IP address and device fingerprint of where the loan application had been submitted. It didn't take a cyberforensics expert to trace it back to my mother’s household IP address—the exact Wi-Fi network I was currently connected to.
The second email went straight to the compliance division of the boutique investment firm where Alyssa worked as a junior analyst. In that folder, I had saved screenshots of corporate emails and confidential records Alyssa had foolishly forwarded to her personal Gmail account months prior—including sensitive client data she had been using to moonlight and help Jacob secure independent real estate clients on the side. Under SEC regulations and corporate policy, handling client data outside secure networks was a fast track to immediate termination.
The third email went to the state real estate licensing board. Attached was undeniable proof—including geotagged videos Jacob had proudly posted to his public social media accounts—showing him conducting property walkthroughs, negotiating terms with prospective buyers, and collecting deposits under his broker’s license, even though his own salesperson license had been suspended six months earlier due to unpaid state fees and continuing education lapses.
I closed the folders one by one, locked the screen of my laptop, and unplugged my charger.
Downstairs, the music suddenly hitched. A sharp, piercing screech cut through the bass. Someone dropped a microphone.
May you like
Then came the first scream. It wasn't a cheer of joy. It was a sound of absolute, panic-stricken horror.
I didn't flinch. I slipped my laptop into its sleeve, slid my car keys into my pocket, and walked slowly toward the bedroom door. The reckoning had begun.